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Post Office MIS Calculator

Monthly income scheme payout calculator.

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india Standard

Post Office MIS Calculator

Calculate monthly interest income guaranteed by the Post Office Monthly Income Scheme.

Max ₹9,00,000
Govt MIS Rate: 7.4%

Guaranteed Monthly Inflow. Full Principal Returned at 5-Year Maturity.

Guaranteed Monthly Interest Income

5,550 / mo

Direct Bank / PO Credit
Annual Income66,600
Total Interest Over 5 Years3,33,000
Refundable Principal at Maturity9,00,000

POMIS + SIP Wealth Multiplier

USP Strategy

If you reinvest your monthly ₹5,550 payout into an Equity Mutual Fund SIP (@ 12% p.a.):

SIP Maturity Wealth

4,57,799

+₹1,24,799 extra gain

Total Portfolio (5 Yrs)

13,57,799

Principal + SIP Accumulation

MIS Scheme Regulations

Investment period is 5 years. Interest is credited monthly directly to your savings account. Interest earned is taxable as per your income tax slab, but no TDS is deducted at source by Post Office.

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Post Office MIS Calculator History

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Instructions

Step by Step
1

Select account type (Single/Joint)

2

Enter lump sum deposit

3

View guaranteed monthly income

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Calculate guaranteed monthly income and total 5-year interest for Post Office Monthly Income Scheme.

Related Search Keywords

#post office mis calculator#monthly income scheme#po mis interest#monthly pension scheme post office#post office monthly scheme

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